Payments Infrastructure for Fintech Platforms
FPEhub Payments is a unified payments infrastructure layer designed for fintech platforms that require full control over transaction execution, routing, and settlement logic.
It connects accounts, payment methods, and providers into a single operational flow — without relying on rigid gateway or PSP limitations.
How FPEhub Payments Benefit Your Platform
FPEhub Payments are designed to deliver flexibility, security, and global reach, enhancing the payment experience for your B2B merchants and their B2C clients.
Here’s what you gain:
Payment Routing & Method Orchestration
Route payments across multiple methods and providers from a single control layer. Define priorities, fallback logic, and routing rules based on currency, geography, risk, or transaction type. Maintain full control over how payments are executed without being locked to a single PSP or provider.
Card Payment Processing
Enable card payments as part of a unified payment infrastructure. Process card transactions with full visibility into authorization, capture, reversals, and settlement stages. Integrate card payments into your platform’s account and ledger logic instead of treating them as an external add-on.
Crypto Payment Execution
Accept and process cryptocurrency payments as a native payment rail. Track transaction states, confirmations, and settlement across supported crypto networks. Connect crypto flows directly to accounts, balances, and internal ledgers for consistent financial logic.
Bank Transfers via SEPA & IBAN
Support account-based payments through SEPA and IBAN transfers. Enable inbound and outbound bank payments with clear transaction states and settlement tracking. Use IBAN as part of the account architecture, not as a separate banking product.
Transaction Lifecycle & State Control
Manage the full lifecycle of every transaction from initiation to final settlement. Handle pre- and post-transaction logic, retries, reversals, partial payments, and failures. Ensure consistent transaction behavior across all payment methods and channels.
Settlement, Reconciliation & Reporting
Automate settlement flows between accounts, merchants, and external providers. Maintain accurate reconciliation between internal ledgers and external payment rails. Generate transparent reports for operations, compliance, and financial oversight.
Who Benefits from FPEhub Payments?
E-commerce Platforms:
Enable merchants to accept digital assets, expanding their customer base to crypto users and enhancing payment flexibility.
Fintech Startups:
Add digital asset capabilities to your platform as a competitive feature, driving adoption and growth.
Online Merchants
Attract tech-savvy B2C clients with secure digital asset payments, increasing sales and engagement.
Payment Providers
Equip multiple merchants with a scalable digital asset solution for global transactions.
How FPEhub Payments Drive Platform Growth
FPEhub Payments give you full control over how money moves across your platform, turning payments into a scalable growth layer rather than a dependency on external providers.
Operational Cost Optimization
Optimize payment flows through smart routing, unified processing, and reduced dependency on multiple PSPs. Control fees, priorities, and fallback logic at the platform level instead of adapting to third-party constraints.
Security & Transaction Integrity
Operate payments with full visibility into transaction states, balances, and settlements. Built-in controls, audit trails, and compliance-ready flows ensure security across card, crypto, and bank transfers.
Customer Experience & Conversion
Offer users the payment methods they expect — cards, crypto, SEPA, IBAN — within a single, consistent flow. Reduce friction at checkout and improve conversion without fragmenting payment logic.
Global Scalability
Expand across regions using a unified payment layer that supports multicurrency operations, cross-border transfers, and localized compliance requirements — without rebuilding your infrastructure.
Why Choose FPEhub Payments?
FPEhub is your partner in building a future-ready payment ecosystem:
Diverse Payment Rails
Support card payments, crypto, SEPA, and IBAN transfers within a single payment layer. Offer merchants and platforms maximum flexibility without fragmented integrations.
Full Control over Payment Logic
Define routing rules, priorities, limits, and fallback scenarios at the platform level. Avoid dependency on a single PSP while retaining ownership of payment flows.
Compliance-Ready Infrastructure
Operate payments within a framework designed for regulatory alignment. Built-in support for KYC/KYB, transaction monitoring, and audit trails across all payment methods.
Scalable & Modular Architecture
Scale payment volumes, regions, and products without re-engineering your stack. Add new payment rails or providers without disrupting existing operations.
Dedicated Integration & Support
Work with a team that understands payment infrastructure, not just APIs. Get support across setup, integration, and long-term platform growth.
Launch Your Payment Infrastructure with FPEhub
FPEhub Payments provide a unified payment layer for cards, crypto, SEPA, and IBAN —
fully integrated into your platform’s account and ledger logic.