Accounts Infrastructure for Fintech Platforms
Building scalable financial products starts with the right account infrastructure.
FPEhub Accounts provide a flexible foundation for managing balances, funds flow, and account lifecycle across fintech platforms, marketplaces, and payment products.
Launch and operate business and client accounts under your brand while maintaining full control over balances, transactions, and compliance logic.
What You Can Build with FPEhub Accounts
Multicurrency Account Structures
— account ≠ wallet
— ledger-based balances
— fiat + crypto as balances, not features
Account-Based Transfers & Settlements
— internal & external transfers
— balance state control
— pre/post-transaction logic
IBAN-Linked Account Architecture
— IBAN as an attribute of account
— separation of account, card, wallet
Compliance at Account Level
— KYC/KYB tied to account lifecycle
— limits, freezes, risk flags
White-Label Account Management
— own UX
— own account logic
— no vendor dependency
Scalable Account Models
— B2B, B2C, marketplace, platform
— sub-accounts, master accounts
How Fintech Platforms Use FPEhub Accounts
For B2C Financial Products
Launch consumer-facing financial products with individual accounts, balances, and transaction history. Enable users to hold, send, and receive funds while maintaining full control over account lifecycle, limits, and compliance rules.
For B2B & Merchant Accounts
Create business accounts for merchants, partners, and enterprises. Manage settlements, internal balances, payouts, and account-level permissions across multi-merchant or platform-based models.
For Embedded Finance Platforms
Embed account functionality directly into marketplaces, SaaS platforms, or ecosystems. Offer accounts as an infrastructure layer without exposing banking complexity to end users.
For White-Label & Reselling Models
Resell account infrastructure under your own brand. Launch multi-tenant setups with separate account logic, compliance rules, and configurations for each client or partner.
For Custom Integrations
Integrate FPEhub Accounts into existing systems via API. Extend current payment stacks with account-based logic, ledgers, and balance control without rebuilding infrastructure from scratch.
Why Choose FPEhub Accounts Infrastructure?
Ready for Platform Launch
Everything required to launch account-based financial products is already built in — from account lifecycle management to balances, ledgers, and transaction logic.
Universal Account Layer
A single accounts infrastructure suitable for B2B, B2C, marketplace, and platform models. Support individual, business, and partner accounts within one unified system
Global & Multicurrency by Design
Operate across regions with multicurrency balances, internal transfers, and support for SEPA and SWIFT flows. Designed to scale internationally without rebuilding account logic.
White-Label & Fully Controlled
Run accounts under your own brand with full ownership of UX, business rules, limits, and compliance logic — without vendor dependency.
Build Your Accounts Infrastructure with FPEhub
Design and launch a scalable account layer for your fintech platform — with full control over balances, transactions, and compliance logic.
Whether you’re building B2B accounts, consumer wallets, or marketplace sub-accounts, FPEhub Accounts provide the foundation to scale without architectural limits.
No vendor lock-in.
No fragmented systems.
Full ownership from day one.