Payment Card Issuing Infrastructure for Fintech Platforms
How FPEhub Payment Solutions Benefit Your Platform
Prepaid Cards
Create prepaid card programs funded from internal accounts and ledgers. Define top-up rules, spending limits, and usage restrictions at card or account level. Ideal for budgeting, controlled spending, subscriptions, expense management, and payouts.
Debit Cards
Launch debit cards directly connected to account balances. Ensure real-time balance checks, authorization control, and instant settlement visibility. Support everyday spending online and offline without relying on external wallet abstractions.
Virtual Cards
ssue unique virtual cards linked directly to accounts and internal balances. Support instant card creation, dynamic CVV, spending limits, and recurring payments. Enable secure online, in-app, and wallet-based payments with full control over authorization and transaction states.
White-Label Cards
Deploy fully branded card programs under your own identity. Control card design, user experience, lifecycle logic, and operational rules. Avoid vendor lock-in while scaling card issuance across multiple products and regions.
Who Benefits from FPEhub Payment Card Solutions?
Fintech Startups:
Launch card programs on top of your own account and ledger infrastructure without building card issuing logic from scratch. Offer virtual, prepaid, or debit cards as part of a scalable fintech product.
E-commerce Platforms:
Provide merchants and end users with card-based spending linked to internal accounts. Enable online payments, subscriptions, and controlled spending through branded card products.
Online Merchants:
Offer customers flexible and secure card payment options connected directly to balances. Improve checkout experience while retaining control over transactions, limits, and settlements.
Payment Providers & PSPs
Extend your payment stack with card issuing and account-linked cards. Deliver white-label card programs to merchants, platforms, and partners without vendor dependency.
How FPEhub Payment Card Solutions Drive Your Growth
Increased Transaction Activity
Offer card-based spending directly linked to accounts and balances. Virtual, prepaid, and debit cards increase transaction frequency across online payments, subscriptions, and in-store use.
Enhanced Security and Control
Reduce fraud with virtual card numbers, CVV rotation, card-level limits, and instant card controls. Maintain full visibility across authorizations, settlements, and reversals within your platform.
Brand Visibility at Every Transaction
White-label card programs keep your brand visible at every point of payment. Deliver a consistent, branded experience without exposing third-party providers.
Global Expansion Without Complexity
Enable card usage worldwide with multicurrency support and seamless integration with SEPA, IBAN, and internal ledgers. Scale internationally without rebuilding payment or issuing infrastructure.
Case Study: How an E-commerce Platform Transformed Card Payments with FPEhub
An international e-commerce platform serving B2B merchants and B2C users needed a flexible, branded card payment layer fully integrated into its financial infrastructure.
The goal was to move beyond external card providers and build card functionality directly into the platform’s account and balance system.
With FPEhub Payment Card Solutions:
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The platform launched white-label virtual and debit cards linked directly to multicurrency accounts, enabling secure online and in-store payments with automatic currency conversion.
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B2C users adopted virtual cards for everyday spending, while merchants issued prepaid cards to manage employee expenses with granular limits and real-time control.
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Card lifecycle management was fully integrated into the platform: users could freeze cards instantly, set spending limits, and monitor authorizations directly from the app.
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All card transactions were synchronized with internal ledgers, enabling full visibility across authorization, settlement, and reconciliation.
Result
Transaction volume increased by 20% as users embraced flexible card-based payments.
Merchants gained operational control, while the platform strengthened brand presence by delivering a fully embedded, white-label card experience.
Why Choose FPEhub?
Advanced Security
Protect every card transaction with a multi-layered security model built directly into the payment infrastructure.
FPEhub applies encryption, tokenization, real-time transaction monitoring, and risk controls at the account and card level. Virtual cards, instant freezes, spending limits, and authorization rules help prevent fraud before it happens, not after.
Global Compliance
Operate confidently across regions with compliance embedded into the card lifecycle.
FPEhub aligns card issuing and transaction flows with international regulatory standards, supporting KYC/KYB processes, AML controls, and audit-ready reporting. Compliance logic is enforced at the platform level, ensuring consistency across all cards, users, and accounts.
Customizable and Branded
Deliver fully white-label card products under your own brand.
From card design and UX to transaction flows and user controls, FPEhub allows you to build a branded card experience without exposing third-party providers. Cards function as a native part of your platform, not an external add-on.
Dedicated Support
Scale your card program with a team that understands fintech infrastructure.
FPEhub provides hands-on support throughout setup, integration, and growth. From card issuing logic to transaction routing and operational questions, our team works as an extension of yours, helping you launch faster and scale with confidence.
Launch Branded Payment Cards with FPEhub
Design and issue virtual, prepaid, and debit cards for your fintech platform —
with full control over limits, spending logic, and card lifecycle.
Whether you’re serving B2C users, merchants, or platforms, FPEhub Payment Cards let you deliver secure, branded card experiences without building card infrastructure from scratch.
No issuing bank dependency.
No fragmented card providers.
Full control over cards from day one.